Medical Risk Assessment Professional (MRAP) Designation Program

The Medical Risk Assessment Professional (MRAP) educational program is a series of two exams designed to appeal to a global insurance industry.  The curriculum for this program has been designed to only focus on medical topics. It does not address country or region-specific material such as non-medical/avocation, financial, legislative or operational issues.

The MRAP program is aimed at meeting the needs of a large pool of candidates with a desire to learn more about the medical aspects and issues of risk assessment including, but not limited to:

  • international students
  • underwriters working in a field office
  • pricing actuaries, medical directors
  • claims examiners
  • disability, long term care and critical illness underwriters
  • non-underwriting managers of underwriters

If you want to learn more about the medical aspect of risk assessment including anatomy, physiology, treatment of diseases and impact on life expectancy and morbidity, this course of study may be appropriate for you.

The MRAP program is currently being phased out. MRAP-1 was offered for the last time in April 2021. MRAP-2 will be available for the April 2022 exam. After 2022, ALU will no longer offer the MRAP exam series.


MRAP-2 covers advanced concepts and principles of medical risk assessment for the life insurance underwriter and the life claim examiner, including the immune system, underwriting the elderly, cancer, mental illness and hematological disorders, building upon the basics covered in the first exam.

Requirements for MRAP-2: Students must successfully pass MRAP-1 before registering for the MRAP-2.

Learn more about the benefits of the MRAP program from the article "What is all the MRAP about?" published in On the Risk.