Our People
The Academy of Life Underwriting (ALU) is staffed by 64 volunteers—62 professional underwriters, most with many years of experience, and two talented medical directors. All of them can serve because of support provided by the companies for whom they work. These volunteers produce the educational program specifically designed for the professional home office underwriter.
They develop and maintain current and appropriate courses of study for use in underwriting education. In addition, they prepare and administer the ALU exams which test students’ underwriting knowledge. In the area of continuing education, the committee members provide several webinars annually which provide training on underwriting topics and they also facilitate an annual underwriting forum which provides a venue for senior underwriting personnel to discuss topics of interest.
ALU Board of Directors
The 2025-2026 ALU Board of Directors:
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Chair
Ann Day, Certified FALU, FLMI, FLHC, CLU, FFSI, ARA, ACS
WoodmenLife
ALU Past President

Michael R. Hill, Certified FALU, FLMI
RGA
ALU President
Secretary
Catie Muccigrosso, Certified FALU, FLMI, ARA, ACS
RGA
Treasurer
Debbie Dias, Certified FALU, FLMI, ARA, BA
Swiss Re

Mark J. Lounds, Certified FALU, FLMI, ACS, ARA
Munich Re
AHOU Representative

Jennifer Dahl, Certified FALU, FLMI, MBA
Sun Life
CIU Representative

Josh Steinhardt
Etherio
Managing Director

Bonnie Stroder, Certified FALU, FLMI, ACS
RGA
OTR Representative
ALU Executive Group
The 2025-2026 ALU Executive Group:
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ALU President
Michael R. Hill, Certified FALU, FLMI
RGA
ALU Past President
Ann Day, Certified FALU, FLMI, FLHC, CLU, FFSI, ARA, ACS
WoodmenLife
Vice President
Julia Wysong, Certified FALU, FLMI
New York Life
Secretary
Catie Muccigrosso, Certified FALU, FLMI, ARA, ACS
RGA
Treasurer
Debbie Dias, Certified FALU, FLMI, ARA, BA
Swiss Re
Director of Continuing Education Certification
Marcel Carriere, Certified FALU, FLMI
RBC Insurance
Director of Curriculum
Lynn Dreist, Certified FALU, FLMI
Lincoln Financial
Director of Education Committee
Ryan Hedges, FALU, FLMI, CLU
Penn Mutual
Director of Exams
Sabrina Porter, Certified FALU, FLMI, ACS
Swiss Re
Director of Forum
Carolyn A. Goshorn, Certified FALU, MBA, CLU, FLMI
Securian Financial
Director of Marketing
Angie Reedy, Certified FALU, FLMI
Country Financial
Director of Survey
Kristine Amen, Certified FALU, FLMI
Assurity
Website Director
Andrew Langemeier, FALU, FLMI
John Hancock
OTR Editor-in-Chief
Michelle Privett, MS, RN, Certified FALU, FLMI, PCS
RGA
ALU Coordinators
The 2025-2026 ALU Coordinators are:
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| Coordinator ALU 101 | Coordinator ALU 101B |
| Roberta Scott, Certified FALU, FLMI, ACS | Debbie Dias, Certified FALU, FLMI, ARA |
| WoodmenLife | Swiss Re |
| Coordinator ALU 201 | Coordinator ALU 202 |
| Andrea Lovelady, FALU, FLMI, ACS | Michael Williams, Certified FALU, FLMI, ARA, ACS |
| Penn Mutual | USAA |
| Coordinator ALU 301 | |
| Richard Camire, FALU, MBA, FLMI, ARA | |
| Optimum Reinsurance |
ALU Past Presidents
There have been 15 presidents of the Education Committee. The past ALU presidents are:
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- Art Taylor (1974)
- Ben Currier (1977)
- Bill Phillips (1980)
- Bob Hale (1983)
- Dale Johnson (1987)
- Joe Dahl (1990)
- Barb Lutz (1993)
- Gloria Flattum (1996)
- Roland Paradis (1999)
- Brian Pray (2002)
- Marty Meyer (2005)
- Lee Janecek (2008)
- Margaret Taff (2011)
- Frank Goetz (2014)
- Jennifer Johnson (2017)
- Jodi McDonald (2020)
- Ann Day (2023)
In 2012, the Education Committee incorporated as a separate organization. Michael Hill (2026) is the current ALU President.