The Academy of Life Underwriting offers a series of examinations to the life insurance professional to develop their skills in life insurance risk assessment. Successful completion of the full exam series, together with a number of courses offered by the Academy's educational partners, leads a student to the Fellow, Academy of Life Underwriting (FALU) designation.
Examinations will next be administered on Tuesday, April 15, 2025 from 9:00 am to 12:00 noon, local time. Students may register for and write only one exam during an exam cycle. All examinations are written in English. Each examination consists of 100 multiple-choice questions, each with a value of 1 point. All questions are based upon material listed in the reading syllabus. For ALU Exam 301, questions are based on the reading syllabus and upon information which a professional underwriter might reasonably be expected to know.
Register for an ALU exam today and purchase the required books.
Click here to view a price list of all ALU offerings.
Important Changes to ALU Exams Starting April 2025: Whether you are a new or returning student, you will want to make note of some changes we have made in response to feedback from our students:
- The Anatomy and Physiology (A&P) book is no longer required curriculum for our exams. While not required nor tested, this remains an excellent resource for underwriters.
- Exams with a score of 70 and above will pass (students with a score below 70 will not pass).
- After Exams are scored, letters will be sent to all students that provide a numerical breakdown of how many questions were answered correctly and number of questions tested by chapter.
Current ALU and MRAP texts/editions:
- ALU 101 – Basic Life Insurance Underwriting - 12th Edition
- ALU 201 – Intermediate Medical Life Insurance Underwriting - 9th Edition
- ALU 202 – Intermediate Non-Medical Life Insurance Underwriting - 11th Edition
- ALU 301 – Advanced Life Insurance Underwriting - 11th Edition
More information on the required textbooks and curriculum
Important Dates
- October 17, 2024 - Registration opens for the April 2025 ALU exams.
- December 1, 2024 - Announcement of October 2024 examination results.
- February 1, 2025 - Enrollment deadline for April examinations at regular fee. Withdrawal deadline for refund of exam fee less a cancellation fee.
- March 1, 2025 - Enrollment deadline for April examinations with additional late fee.
- April 15, 2025 - ALU examinations written 9:00 a.m. to 12:00 noon, local time. All examinations must be written at this time.